Estate Planning Tips

10 Tips For Talking About Death and Estate Planning With Family

By
MinWill
Apr 10, 2024
10 Tips For Talking About Death and Estate Planning With Family

Let's face it, when it comes to topics for your family dinner conversations, estate planning probably doesn't make the cut. It likely doesn't even crack the top 10, or maybe not even the top 20. And that's completely understandable! Conversations about death and wills can be uncomfortable and awkward.

But fear not, here are our top 10 tips for navigating discussions around death and wills with your loved ones:

1. Kickstart the conversation by sharing your own wishes

Talking about one's own mortality is undeniably challenging and laden with emotions. However, as the one initiating the discussion, starting with your own wishes can serve as a way to ease into the conversation. By sharing your thoughts and desires regarding your end-of-life arrangements, you not only break the ice but also provide a model for your loved ones to follow. This act of vulnerability can encourage them to reflect on their own wishes and initiate a more open and constructive dialogue about estate planning and end-of-life preferences.

2. Take Time To Listen And Show Respect

While this advice might seem obvious at first glance, it's worth emphasizing. As the one initiating the conversation, you might feel the responsibility to steer the discussion. It's possible that you'll need to take the lead initially, but once you've started the dialogue, it's crucial to give your loved ones space to voice their own thoughts and desires. You might be pleasantly surprised by what they have to say and the insights they offer.

3. Share An Anecdote

Using anecdotes can be a fantastic way to naturally introduce the topic of estate planning into conversations, while also alleviating some of the fear and overwhelm surrounding it. Here are a few anecdotes that we particularly like to kickstart the discussion:

  • "Did you know that Prince passed away without a will? It's been several years, and his estate is still tangled up in the court system."
  • "I came across an article mentioning that Aretha Franklin didn't leave a will, and her family discovered her holographic will almost a year after her passing. They even found multiple conflicting versions."
  • "I have a friend, Sarah, who recently completed her will with Willful. She mentioned how surprisingly easy the process was, and she's feeling a sense of relief now that it's done."

These anecdotes not only make the conversation more approachable but also provide real-life examples that can prompt deeper discussions about the importance of estate planning.

4. Compile a Set of Prompts & Inquiries

Discussing one's end-of-life preferences isn't a one-size-fits-all endeavor. Nonetheless, certain key questions can be instrumental in ensuring that no vital aspects are overlooked.

5. Initiate with Casual Topics

Particularly during holiday gatherings, initiating discussions with lighter topics can foster a more relaxed atmosphere. While delving into intricate details might be tempting, it could swiftly overwhelm those already apprehensive about the conversation. Instead, start with open-ended questions such as "What legacy do you envision for yourself?" or "Are there any cherished heirlooms that hold significance for you?" These queries can gently open the dialogue on a lighter and more approachable note.

6. Illustrate the Benefits of Discussing End-of-Life Plans

While this tip may initially appear self-serving, it's important to recognize that many of us are more inclined to broach uncomfortable topics when we understand how they impact others. A helpful strategy for initiating these discussions involves conveying to your family the practical advantages of having plans in place. By helping them grasp that such preparations can significantly alleviate the emotional burden, time constraints, and financial strain during a period of grieving, you can encourage a more open dialogue. Emphasizing how sharing this information now can provide long-term benefits is key. For instance, when speaking with a parent, it can be valuable to highlight how understanding their wishes will streamline the process of handling their affairs as their executor.

7. Divide the Discussion into Manageable Segments

Conversations surrounding death and estate planning often evoke overwhelming feelings, prompting a desire to quickly conclude the dialogue. However, rushing through the conversation can exacerbate the already challenging nature of the topic. Instead, consider breaking it down into smaller, more digestible segments. By approaching it in bite-sized pieces, you can prevent the conversation from becoming more taxing than necessary. This approach is especially pertinent this year, as many of us rely on virtual connections where Zoom fatigue is a genuine concern. Being mindful of this can enhance the effectiveness and endurance of the discussion.

8. Highlight the Implications

It's likely that many Swedes haven't considered the ramifications of passing away without a will. If you're contemplating broaching this subject with your loved ones, you probably recognize the significance of discussing end-of-life plans. However, they may not fully grasp the consequences of neglecting to establish a plan. While we don't recommend using fear tactics to initiate this crucial conversation, individuals may find value in understanding the potential outcomes of not having an estate plan in place.

9. Establishing a Comfortable Setting

What constitutes a "comfortable environment" varies from one family or individual to another. It's important to take the time to determine where each participant in the discussion would feel most at ease. While some may prefer the familiarity of their own home accompanied by their beverage of choice, others might find a neutral setting more conducive to open conversation, such as going for a walk or hike. Prioritizing everyone's comfort can set the stage for a more productive and relaxed discussion.

10. Exercise Patience

Recognize that it might require some time for your loved ones to grasp the significance of sharing their end-of-life plans with you. The cornerstone of a successful end-of-life conversation lies in ensuring that all participants feel at ease and aren't caught off guard at an inappropriate moment. Taking the initiative to initiate the conversation is crucial, but it's equally important to respect their readiness and allow them the space to approach the discussion in their own time.